How can a Real Life policy by GlobalCapital Life Insurance Ltd help me and my family?Real life takes us through a series of ups and downs, joys and sorrows, unexpected windfalls and sudden expenses. What if a life-long insurance policy could match the wonderfully varied path that our life really takes?
And what if the same plan paid an amount to your family in the unfortunate event of your inability to work?
GlobalCapital Real LifeReal Life is a whole of life policy that is unit-linked based on your preferences, investment goals and risk tolerance.
In brief, this means that you choose the funds you want to invest in.
As a plan with a choice of death benefit, you even get to choose what type of payment will be paid to your chosen beneficiary.
The flexibility of this policy is unmatched. If you’d like to switch funds, you may do so for free at any point, up to eight times a year. Just like the rest of your life, you’re in control.
With Real Life, flexibility comes as standard.If you want even more choice, there are a number of additional benefits you might want to consider.
- Accidental Death Benefit
In the case of accidental physical injury that leads to death within 90 days, the sum insured of the accidental death benefit will be paid to your chosen beneficiary.
- Critical Illness
In the event of critical illness* the sum insured will be paid to your chosen beneficiary.
*Critical illness is defined as one of seven specific illnesses: heart attack, coronary artery disease surgery, cancer, stroke, kidney failure, paraplegia and paralysis, and major organ transplant.
- Permanent & Total Disability
In the event of Permanent and Total Disability* you will receive the sum insured of this additional benefit.
- Waiver of Premium
Should you suffer from Permanent and Total Disability*, you will not have to pay any more premiums.
*This means physical disablement as a result of an accident or sickness that entirely prevents life insured from attending to or performing his/her usual business or occupation, or any other occupation for which the life insured is suited by means of training or experience. This must last 12 calendar months and at the expiry of the said period, the Life Insured is beyond hope of improvement.